1. Introduction
At Stride Up, we believe in ethical, Shariah-compliant home financing that empowers individuals on their journey to home-ownership. The Stride Up Ramadan 2025 Referral Program ("Program") is our way of giving back, allowing existing Stride Up customers ("Referrer") to refer family and friends ("Referred Customer") to Stride Up and receive a reward for each successful referral.
By participating in this Program, both the Referrer and the Referred Customer agree to these Terms & Conditions.
Effective date / Program period: 1st of Ramadan 2025 to the end of Ramadan 2025, including the 3 days of Eid-ul-Fitr, as observed by the London Central Mosque Trust & The Islamic Cultural Centre.
2. Eligibility
2.1 Referrer Eligibility
To participate as a Referrer, you must:
a. Be an existing Stride Up customer with an active Shariah-compliant Home Purchase Plan (HPP), or Stride Up customer who has been offered finance from Stride Up.
b. Have received a unique referral code from Stride Up.
c. Share your referral code with individuals who meet the eligibility criteria for a Stride Up Refinance HPP.
d. Not be an employee, agent, or affiliate of Stride Up.
2.2 Referred Customer Eligibility
To qualify as a Referred Customer, the individual must:
a. Be a new customer who has never previously started an application for a Stride Up HPP directly or via one of our intermediaries.
b. Apply for a Refinance HPP using the Referrer’s unique referral code during the Program period.
c. Successfully complete the financing process, including legal and valuation requirements, in accordance with Stride Up’s eligibility and financing criteria.
3. Referral Reward
a. The Referrer will receive a £200 reward for each successful referral where the Referred Customer completes their Stride Up Refinance HPP.
b. The reward is non-transferable and cannot be exchanged for cash or other benefits.
c. The reward will be credited to the Referrer’s account within 14 days of the Referred Customer’s finance completion.
d. There is no limit to the number of referrals a Referrer can make, subject to review for compliance with fair usage and fraud prevention policies.
4. Benefits for the Referred Customer
Customers referred through this Program and successfully completing a Stride Up Refinance HPP will receive:
🎁 £0 Product Fee (typically £1,249).
🎁 Free Valuation – refundable upon successful refinance completion.
Note: Additional costs such as legal fees may apply as per Stride Up’s Tariff List. The Valuation fee will be credited to the Customer’s account.
5. How to Participate
1. The Referrer shares their unique referral code with family or friends.
2. The Referred Customer applies for a Stride Up Refinance HPP during Ramadan 2025, using the referral code at the time of application.
3. If the application is approved and successfully completed, the Referrer receives a £200 reward per referral application, and the Referred Customer benefits from the program incentives.
6. Program Limitations & Exclusions
a. Only applications submitted and completed between 1st of Ramadan and End of Ramadan 2025 will be eligible, including the 3 days of Eid-ul-Fitr, as observed by the London Central Mosque Trust & The Islamic Cultural Centre.
b. The referral code must be entered at the time of application; it cannot be applied retroactively.
c. The Referred Customer must complete their financing by said date in the offer letter for the Referrer to receive the reward.
d. Employees, agents, and affiliates of Stride Up are not eligible to participate in this Program.
e. Referrals cannot be made to individuals residing at the same address as the Referrer.
f. This Program cannot be combined with any other Stride Up referral incentives or promotions.
g. Stride Up reserves the right to decline or revoke referrals that do not comply with these Terms & Conditions.
7. Fraud Prevention & Fair Usage
Stride Up reserves the right to withhold or cancel referral rewards if fraudulent activity or misuse is suspected, including but not limited to:
a. Self-referrals (where the Referrer and Referred Customer are the same person)
b. Mass distribution of referral codes, including public postings on deal-sharing websites or social media ads.
c. Misrepresentation or false information to influence referrals.
d. Any other activity that violates the spirit of ethical finance upheld by Stride Up.
If fraudulent activity is detected, Stride Up reserves the right to disqualify participants from the Program and take further action where necessary.
8. Modification & Termination
a. Stride Up reserves the right to modify, suspend, or terminate this Program at any time, without prior notice.
b. If the Program is modified or terminated, all eligible referrals completed before the change will still qualify for rewards.
9. Data Protection & Privacy
a. By participating in this Program, both the Referrer and Referred Customer agree to Stride Up’s Privacy Policy regarding the collection and processing of personal data.
b. Personal information will be used exclusively for tracking referrals, awarding rewards, and ensuring compliance with Program terms.
c. Stride Up will never share personal information with third parties for marketing purposes without consent.
10. General Terms
a. Participation in this Program constitutes acceptance of these Terms & Conditions.
b. Stride Up’s decisions regarding eligibility, rewards, and disputes are final.
c. This Program is governed by the laws of England and Wales.
For any questions or concerns regarding the Stride Up Ramadan 2025 Referral Program, please contact Stride Up via web-chat.